Demand Promissory Note
Canada · Bills of Exchange Act
What is this agreement?
Payable on demand. Clean default mechanics. No fixed maturity.
Founder loans, related-party loans, shareholder loans.
Two ways to start
Draft this from scratch
- Answer targeted questions
- Lawyer drafts + reviews
- Delivered in 2 hours
I have one to review
- Upload your file
- Lawyer reviews + redlines
- Delivered in 2 hours
Delivered within 2 business hours. Full refund if review has not started.
Every order reviewed and approved by a licensed Canadian lawyer
Licensed Canadian law firm. Solicitor-client privilege applies.
What's included
When you draft
- Agreement drafted from your intake answers
- Licensed Canadian lawyer review and sign-off
- Limited-scope retainer (solicitor-client privilege)
- 2-hour SLA, business hours
- 2 free revisions included
- Delivery in Word and PDF
When you review
- Clause-by-clause review of your uploaded document
- Redline markup with tracked changes
- Plain-English memo explaining every recommended edit
- Licensed Canadian lawyer review and sign-off
- Limited-scope retainer (solicitor-client privilege)
- 2-hour SLA, business hours
Canadian Legal Context
Bills of Exchange Act
Bills of Exchange Act, R.S.C. 1985, c. B-4
This agreement is drafted specifically under Canadian law. Every clause references the statutes, regulations, and case law that Canadian courts apply.
Common questions
How long does the process take?
Two hours from payment confirmation, during business hours (Mon–Fri 9am–6pm ET). The intake wizard takes approximately 5–20 minutes depending on agreement complexity.
What is a limited-scope retainer?
It is a formal engagement letter that makes you a Ruby client for this specific matter. You sign it before paying. It triggers solicitor-client privilege.
Does a real lawyer review my document?
Yes. Every Ruby agreement is reviewed by a licensed Canadian lawyer before delivery. There is no self-serve tier.
What happens after I sign the retainer?
Your payment is processed, your intake is routed to the reviewing lawyer, and the SLA clock starts. You will receive your document within two business hours.
Ready to get started with your demand promissory note?